Five Step Purchasing Guide

On Point Team will guide each client with step by step guide to ensure a hassle free purchase process and peace of mind


Step 1: Property Requirement

Clients will complete a form to identify which type of property is required such as location, number of rooms, investment or personal use.

Step 2: Affordability Assessment

It is advisable to secure a mortgage even before you begin your property search. This way you can avoid delays in the buying process. On Point will assist you with the steps you need to take and direct you to relevant mortgage provider to commence the process. Cash buyers budgets will be noted.

Step 3: Sourcing

On Point will commence sourcing a suitable property once points one and two above have been identified.

Step 4: Property Purchase

Once an ideal property has been sourced a reservation fee is paid to the developer to secure the property. On Point will instruct where necessary a lawyer or mortgage provider to process the legal work (purchase agreement will be drawn most developers provide this).

Step 5: Processing of Sale

During this period On Point will monitor the progress of the sale until completion communicating with all parties involved.

Please note that the information above is intended as a guide. Each transaction may vary according to individual requirements.

Property Overview in Ghana

The Ghanaian economy continues to grow at a steady pace, in particular substantial growth in the construction and oil industries.


Ghana also benefits from vast range of natural resources such as coco, timber and gold to name a few.

The positive economic outlook in Ghana has sparked an unprecedented growth in the property industry. Significant increase in income levels across the economy within the last 10 years together with a staggering housing shortfall in both residential and commercial sectors have made property investments a favourable choice.

Financial institutions have partnered with Property companies to fund new construction projects whiles a growing housing loan market has provided mortgage loans to help consumers become home owners.

The growing number of middle-class Ghanaians is pushing up demand for property, this, combined with an influx of expats is helping to drive the property boom.

Corporations, businesses and organisations are beginning to base their regional offices in Accra, this additionally will increase the need for housing. Most expatriates who are not investing long-term choose to rent.